Financial responsibility (SR-22)

What is financial responsibility?

It’s proof you have a way to pay for any damages you may cause while driving.

Who needs to file proof of financial responsibility?

Anyone who has:

  • Been convicted of, or forfeited bail for, certain offenses.
  • Failed to pay judgments.
  • Driven or owned a vehicle involved in an accident.

What is considered acceptable proof?

You have 2 options:

  • Certificate of deposit for at least $60,000, issued by the WA State Treasurer or us (DOL). See Certificate of deposit.
  • or
  • Liability bond for at least $60,000. You can get this from any surety or bonding company authorized to do business in Washington.

How long do I have to provide proof of financial responsibility?

In most cases, 3 years from the date you’re eligible to reinstate your license. See Learn how to reinstate your license to find out how long you need to have proof of financial responsibility.

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